Chapter 1
_ CHAPTER I
Two friends were seated in the private office of Rowland & Starland, Montgomery Street, San Francisco, not long ago, discussing a subject in which both were much interested.
Each gentleman was past three-score, but they were well preserved, of rugged health, well to do and prosperous. They had got on for many years without so much as a shadow of difference between them. They had made the tour of Europe together, had engaged in many an outing and now as the evening of life was drawing on, they took matters with that complacency and comfort which was creditable to their good sense and which was warranted by their circumstances.
Mr. Thomas Starland, the junior partner, removed his cigar, leaned back in his chair, and, looking kindly into the face of his friend, said:
"Teddy, you came to California a number of years before I did."
The other, who was in a reminiscent mood, smoked in silence for a minute or so, looking up to the ceiling, and, when he rep

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