Chapter I. The Incident at the Bank

In the public room of the Sixth National Bank at Bar Harbor in Maine, Lieutenant Alan Drummond, H.M.S. "Consternation," stood aside to give precedence to a lady. The Lieutenant had visited the bank for the purpose of changing several crisp white Bank of England notes into the currency of the country he was then visiting. The lady did not appear to notice either his courtesy or his presence, and this was the more remarkable since Drummond was a young man sufficiently conspicuous even in a crowd, and he and she were, at that moment, the only customers in the bank. He was tall, well-knit and stalwart, blond as a Scandinavian, with dark blue eyes which he sometimes said jocularly were the colors of his university. He had been slowly approaching the cashier‘s window with the easy movement of a man never in a hurry, when the girl appeared at the door, and advanced rapidly to the bank counter with its brass wire screen surrounding the arched

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